What is Jarrod Adams Investing? Jarrod Adams Investing (JAI) is an independent, fee-only registered investment adviser based in Mooresville, North Carolina, serving families in the Lake Norman area and beyond. We have provided wealth management since 2012.

Our office is in Langtree Village in Mooresville, NC, on Lake Norman. 106 Langtree Village Drive, Suite 301, Mooresville, NC 28117. We also work with clients virtually.

Yes. As a registered investment adviser, we owe our clients a fiduciary duty, which means we must act in your best interest when giving advice.

We are paid only by our clients. We do not earn commissions on products we recommend, which reduces conflicts of interest. Our fees and any remaining conflicts are described in our Form ADV Part 2A.

JAI is a registered investment adviser. Registered with the State of North Carolina. Registration does not imply a certain level of skill or training. You can look up our registration and disclosures at adviserinfo.sec.gov.

We provide wealth management: financial planning together with ongoing investment management. We also offer consulting on specific financial questions.

Yes. Our planning can cover retirement income, Social Security timing, Roth conversions, 401(k) rollover decisions, tax-aware investing, Medicare, and estate coordination with your attorney and CPA. We do not provide legal or tax preparation services.ription

We build diversified portfolios and rebalance them systematically over long time horizons, using our own style-box framework. We do not try to time the market or chase recent performance.

We believe client behavior drives long-term results as much as investment selection. A big part of our job is helping clients stay disciplined through market ups and downs. Investing involves risk, including possible loss of principal, and no approach guarantees results.

We mainly work with families who are retired or approaching retirement and want one adviser to coordinate their planning and investments.

We charge an annual fee based on the assets we manage, billed quarterly in arrears.

Wealth management fees are based on the following blended tier fee schedule:

Assets Under Management

Up to $1,000,000 Annual Rate 1.00%

$1,000,001 to $5,000,000 Annual Rate 0.75%

Over $5,000,000 Annual Rate 0.50%

Financial planning is included for wealth management clients. Full fee details are in our Form ADV Part 2A.

Yes. Our minimum for wealth management is $500,000 in investable assets, which may be waived at our discretion.

No. As a fee-only firm, we do not receive commissions or payments from product companies.

Client assets are held in your own name at Charles Schwab, an independent custodian. JAI does not take possession of your money. You receive statements directly from Schwab.

Jarrod Adams is the founder of JAI and holds the Series 65 license, which qualifies him to act as an investment adviser representative. He has worked in investing since 2005 and founded JAI in 2012.

Our current Form ADV Part 2A brochure, Part 2B supplement, and Form CRS are on our Disclosures page. They are also available at adviserinfo.sec.gov.

Start with a no-obligation introductory conversation. We will learn about your goals and explain how we work, and you can decide whether we are a good fit. Call (704) 996-4243 or email jarrod@adamsinvesting.com

 Yes. Jarrod leads client relationships and is supported by our advisory and operations team.